What are your investment fees really costing you?
Most people can't name their all-in fee — it's spread across advice, fund and platform charges. Pick your provider type below (or set your own figure) and see what it compounds to.
Typical all-in cost for this type: 1.7% a year — typical published costs, not your actual fees. Source: assumed to match a traditional IFA arrangement (checked 2026-09).
Illustrative fee difference
Illustrative fee difference of £354,670 over 20 years, on the assumptions shown.
over 20 years, versus a low-cost index portfolio at 0.3% — including £146,962 of compound growth that money would have earned.
Total fees paid over 20 years
£261,140
at 1.7% a year
End value at your fees
£1,160,529
End value low-cost (0.3%)
£1,515,199
Is your real number better or worse?
Typical figures only go so far — your actual fees are buried in your statements. Upload one and we'll find them.
This is a general illustration based on the assumptions shown. Typical cost figures are drawn from published charge sheets and industry data for each provider type, dated where shown, and may not reflect your actual fees.
This is general information and analysis based on the data you've entered — not regulated financial advice or a personal recommendation. Tax and investment outcomes depend on your individual circumstances and can change. For advice tailored to you, consider an FCA-authorised financial adviser; free, impartial guidance is available from MoneyHelper (moneyhelper.org.uk).