A CFO cockpit for your own money
Wealth Camera pulls your fragmented bank, investment and pension data into a single picture, then does the analysis — exposing fee drag, unused allowances and tax leakage in plain figures, in today's money — and lets you interrogate it all in plain English with a private, built-in AI analyst. Without handing over discretion of your money or paying a percentage of it every year.
See the long-run, compounding cost of every adviser, platform and fund charge — against a passive alternative. Not a flat fee × years; the real opportunity cost. Your own fee rates, not sector averages.
Pension annual allowance with taper and carry-forward, ISA headroom, and a prioritised list of what's worth doing before 5 April.
Unrealised capital gains, your inheritance-tax position (including the April-2027 pension change), and net worth shown after potential CGT.
Bank, brokerage, ISA, SIPP, property and private holdings — connected via Open Banking or uploaded statements, classified and priced live.
Spending categorised across every account: recurring subscriptions surfaced with their annual cost, real income separated from money moving between your own accounts, and your committed monthly baseline — the cost of the life you already lead.
Retirement, school fees and carried interest, projected by deterministic engines on one set of assumptions you control — growth, inflation, retirement age — visible and editable, never buried.
The AI layer
Every figure the AI cites comes from the same engines that power the pages, scoped to your data alone. It gives you information and analysis — pointed, specific, arithmetic-first — not regulated financial advice or personal recommendations.
“What's my biggest holding? How far am I from my allocation target? What would moving £50k between these funds save in charges?” — answered from your live figures, with the arithmetic shown. Projections always come from the same calculation engines as the pages, so a chat answer and a page can never disagree.
A library of one-tap analyses — year-end action list, fee audit, allowance sweep, CGT position and more. Schedule them and you're notified only when something material changes. You can even compose your own from the metrics we track.
Give a question its own workspace — “retire at 57”, “school fees from 2028”. Upload statements and letters, have the key figures extracted on our servers (never sent to a model), and explore scenarios in a conversation grounded in your documents and your assumptions.
AI answers are generated inside our own AWS account, processed in the UK or EU. Names, account numbers and other direct identifiers are stripped automatically before any model sees a request; nothing is used to train models, and every AI request leaves a transparency record you can inspect in the app.
Security
Handing a tool a view of your whole financial life is a real decision. This is what protects it, stated plainly — and the full detail, including what is not yet in place, is on the security page.
Connections run through Moneyhub, an FCA-authorised Open Banking provider; Wealth Camera is on the FCA register as its agent (reference 1062106). You sign in on your bank's own site. We can see balances and transactions; we cannot move money, and you can revoke access at any time.
All traffic is HTTPS (TLS 1.2+). The database sits on encrypted storage, and the most sensitive fields — connection tokens, uploaded documents, authenticator secrets — get a second layer of AES-256-GCM encryption before they are written.
We keep a one-way PBKDF2-HMAC-SHA256 hash at 200,000 iterations, never the password itself. Two-factor authentication with an authenticator app is available to every account, and repeated failed logins are rate-limited.
Every record is tied to your account and every query is scoped to it, so one user can never see another's data. Nothing is sold, shared with advertisers or used to train models. Delete your account and the records go with it.
AI answers are generated in our own AWS account in the UK or EU. Names, account numbers and other direct identifiers are stripped before any request reaches a model, and every request leaves a transparency record you can inspect.
We are a small, founder-led company, not a bank. The security page sets out what is in place, what is not yet, and how to report a vulnerability to us directly.
We're an early-stage, founder-led pilot. Create an account, connect what you like, and see the arithmetic on your own figures in a few minutes.